Ramp

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Ramp is a comprehensive spend management platform that unifies corporate cards, expense management, accounts payable, travel, procurement, and accounting automation. The platform issues unlimited physical and virtual Visa cards with preset spending controls by vendor, category, and amount. Expense management features auto-receipt capture via SMS, Slack, Teams, or mobile app with AI-filled categorization and automatic policy review. The accounts payable module uses 99% accurate OCR for invoice extraction, AI agents for auto-coding and fraud detection, and supports multiple payment methods with zero processing fees on domestic ACH and checks. Travel features include policy enforcement at booking, automatic rate monitoring, and per diem adjustment. Procurement integrates contract parsing and three-way matching. Ramp Intelligence provides autonomous transaction review and fraud detection across all spend with transparent, auditable decisions.

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Corporate cards & spend automation